Reporting Your Car Accident to the Insurance Company

Knowing what to do if you are in a motor vehicle accident is an important component of learning how to drive, getting a driver’s license and having the appropriate insurance coverage. Chances are that at some point in your lifetime, you will be involved in an accident as a driver, passenger or pedestrian. After you have sought and received medical care, called the police and made a report, it is time to notify your insurance company.

It may be tempting to try and settle the possible costs of damage to the vehicle between the parties involved in the incident without notifying your insurance company to keep your rates from increasing or adding points to your DMV record. Statistics indicate that making private arrangements based on another party’s promises that they will reimburse you can backfire. The other party may change their mind for many reasons. Injuries that you thought were not serious may not be as superficial as you first believed. Soft tissue injuries may not appear until days later. Vehicle damage may be more severe than first thought. The other vehicle may become damaged by another accident at a later date and could result in you paying for someone else’s negligence.

If your motor vehicle accident did not involve another vehicle, e.g., backing into a garage door or parking lot pole, informing your insurance company may not be mandatory. This would depend upon the insurance coverage and deductibles you have, the state you live in, the costs involved in repairing your vehicle or any property you inadvertently damaged.

Contacting an experienced and skilled attorney is a wise course of action when you are involved in a motor vehicle accident with another car, pedestrian or someone else’s property. At Jacoby & Meyers, LLP NY, we have helped tens of thousands of people receive their fair and much deserved compensation for their property and injuries. We believe in providing the best possible legal representation to each of our clients and have the resources and experience to ensure that your claim is effectively handled. Insurance companies have attorneys working diligently to protect their interests. You should too.

Contact Us

If you or a loved one has been in a motor vehicle accident and has suffered injuries or required medical treatment, let our experienced and professional personal injury attorneys help and guide you. We will work diligently to help you obtain the maximum compensation for your injuries. Call 1-877-504-5562 or email [email protected]