Reporting Your Car Accident to the Insurance Company

Knowing what to do if you are in a motor vehicle accident is an important component of learning how to drive, getting a driver’s license and having the appropriate insurance coverage. Chances are that at some point in your lifetime, you will be involved in an accident as a driver, passenger or pedestrian. After you have sought and received medical care, called the police and made a report, it is time to notify your insurance company.

It may be tempting to try and settle the possible costs of damage to the vehicle between the parties involved in the incident without notifying your insurance company to keep your rates from increasing or adding points to your DMV record. Statistics indicate that making private arrangements based on another party’s promises that they will reimburse you can backfire. The other party may change their mind for many reasons. Injuries that you thought were not serious may not be as superficial as you first believed. Soft tissue injuries may not appear until days later. Vehicle damage may be more severe than first thought. The other vehicle may become damaged by another accident at a later date and could result in you paying for someone else’s negligence.

If your motor vehicle accident did not involve another vehicle, e.g., backing into a garage door or parking lot pole, informing your insurance company may not be mandatory. This would depend upon the insurance coverage and deductibles you have, the state you live in, the costs involved in repairing your vehicle or any property you inadvertently damaged.

Contacting an experienced and skilled attorney is a wise course of action when you are involved in a motor vehicle accident with another car, pedestrian or someone else’s property. At Jacoby & Meyers, LLP NY, we have helped tens of thousands of people receive their fair and much deserved compensation for their property and injuries. We believe in providing the best possible legal representation to each of our clients and have the resources and experience to ensure that your claim is effectively handled. Insurance companies have attorneys working diligently to protect their interests. You should too.

Contact Us

If you or a loved one has been in a motor vehicle accident and has suffered injuries or required medical treatment, let our experienced and professional personal injury attorneys help and guide you. We will work diligently to help you obtain the maximum compensation for your injuries. Call 1-877-504-5562 or email [email protected]

Dear friends and clients,

In furtherance of our firms culture of commitment to always act with compassion, concern and commitment to our clients, community and colleagues, we have been taking precautions to ensure that we are still fulfilling our ethical and moral obligations while prioritizing health, wellness and safety of all we can. 

As you know, the COVID-19 pandemic has introduced changes to many lives and businesses in our communities, and around the world. We, much like our neighbors and friends, have been taking precautions to ensure that we are still fulfilling our ethical and moral obligation to our clients, while also prioritizing the health, wellness and safety of our employees.

Until further notice, our offices will be closed to the public to encourage social distancing and to help prevent the spread of COVID-19. Our team is still hard at work, many from home, and you may still call, email, live chat or video conference us if you or a loved one is seeking legal assistance. As the first law firm to offer our clients secure online access to their case file more than a decade ago, we have always been believers in using technology to make life easier and information more accessible. In these present times it has been a smooth transition for us to continue to offer our clients the same seamless and thorough service that you deserve and are accustomed to.

This pandemic is unlike anything any of us have faced in our lifetimes, and while we can continue to emotionally support one another through it all, staying home and keeping your distance is vital to the health and wellness of our communities. It does not feel good to break routines, cancel events and retreat from our normal, day-to-day socializing, but let us remember that, in times of strife, prior generations were asked to go to war and we are simply being asked to stay home. Your isolation equals more lives saved, and more time for medical providers to prepare for the treatment of patients battling COVID-19.

When the dust settles, we will join together with a greater appreciation for our lives, local businesses, loved ones and health. Until then, we will continue to offer guidance from a safe distance.

Very truly yours,

Andrew G. Finkelstein and the staff of Jacoby & Meyers, LLP