$800,000 SETTLEMENT: CHUBB INSURANCE AGREES TO PAY AT MEDIATION, AVOIDING ARBITRATION

Attorney(s): Trial Attorney Gustavo Alzugaray.

Settlement: $800,000

While driving through Briarcliff Manor in Westchester, our 42-year-old client’s car was hit in the rear and she badly hurt her neck. She called Jacoby & Meyers because she wanted to protect herself just in case her injury got worse.  Our client had two layers of personal insurance protection. One of her polices afforded her $50,000 in coverage, which we successfully obtained on her behalf. We also notified our client’s other insurer, Chubb, that if the insurance in the car that hit her was less than her own insurance we would be seeking the difference from Chubb.  Good thing our client contacted us because the insurance on the car that hit her only had $50,000 of insurance and our client had major surgery to her neck.  After collecting the $50,000, we turned to Chubb to pay the difference since our client paid premiums to them to cover this exact scenario.  Chubb refused to take her claim seriously so we brought an arbitration action against Chubb as required by the contract of insurance.  We provided Chubb with all of the medical reports, drawings of the surgery and statements of people who described how the surgery to our client’s neck prevented her from fully caring for her daughter and doing her job. Eventually, Chubb settled for an additional $700,000 just before the scheduled arbitration.  Our client recovered a total of $800,000 for her injuries.  The case was handled by Trial Attorney Gustavo Alzugaray.

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Dear friends and clients,

In furtherance of our firms culture of commitment to always act with compassion, concern and commitment to our clients, community and colleagues, we have been taking precautions to ensure that we are still fulfilling our ethical and moral obligations while prioritizing health, wellness and safety of all we can. 

As you know, the COVID-19 pandemic has introduced changes to many lives and businesses in our communities, and around the world. We, much like our neighbors and friends, have been taking precautions to ensure that we are still fulfilling our ethical and moral obligation to our clients, while also prioritizing the health, wellness and safety of our employees.

Until further notice, our offices will be closed to the public to encourage social distancing and to help prevent the spread of COVID-19. Our team is still hard at work, many from home, and you may still call, email, live chat or video conference us if you or a loved one is seeking legal assistance. As the first law firm to offer our clients secure online access to their case file more than a decade ago, we have always been believers in using technology to make life easier and information more accessible. In these present times it has been a smooth transition for us to continue to offer our clients the same seamless and thorough service that you deserve and are accustomed to.

This pandemic is unlike anything any of us have faced in our lifetimes, and while we can continue to emotionally support one another through it all, staying home and keeping your distance is vital to the health and wellness of our communities. It does not feel good to break routines, cancel events and retreat from our normal, day-to-day socializing, but let us remember that, in times of strife, prior generations were asked to go to war and we are simply being asked to stay home. Your isolation equals more lives saved, and more time for medical providers to prepare for the treatment of patients battling COVID-19.

When the dust settles, we will join together with a greater appreciation for our lives, local businesses, loved ones and health. Until then, we will continue to offer guidance from a safe distance.

Very truly yours,

Andrew G. Finkelstein and the staff of Jacoby & Meyers, LLP