Car Accident FAQ

What information do I need to file a car accident claim?

When filing a car accident claim, you should have the following information:
Your full name and policy number.
The start and end date of your policy.
Date and time of the incident.
Names, addresses, and phone numbers of all drivers, passengers, and witnesses.
Driver’s license and license plate numbers of all drivers involved in the accident.

If I was not wearing a seat belt at the time of my accident, can I still file a claim for damages?

Yes, you can still file a claim but this may reduce the damage recovery amount. Many states accept a seat belt defence made to limit damages granted in a car accident claim. This simply means that in case you are injured in a car accident and were not wearing a seat belt, your recoverable damages may be less, even if the car accident was entirely the other party’s fault.

Should I contact the police if I’m in a car accident?

Yes, you should contact the police if you are in a car accident. Even if the accident seems minor, contact the police immediately.
Here’s why:
The police will file an official report concerning the accident.
The police report is trusted by insurance companies as a basis for filing claims.
The police report is an official document and proof of the accident.
The police will get first-hand information from witnesses.
Therefore, to avoid complications in your claim and to ensure that you receive appropriate compensation for your injuries or damages, contact the police as soon as possible after a car accident.

How is fault determined in a car, truck, motorcycle, or bicycle accident?

In a car, truck, motorcycle, or bicycle accident, determining who is at fault is a matter of deciding who was negligent in causing the accident. The following factors are taken into consideration to determine who was at fault in an auto accident:
Did the driver violate the traffic rules?
Was the driver (or pedestrian or cyclist) not reasonably careful?
Did the driver’s conduct cause actual injury or damage to someone?

Dear friends and clients,

In furtherance of our firms culture of commitment to always act with compassion, concern and commitment to our clients, community and colleagues, we have been taking precautions to ensure that we are still fulfilling our ethical and moral obligations while prioritizing health, wellness and safety of all we can. 

As you know, the COVID-19 pandemic has introduced changes to many lives and businesses in our communities, and around the world. We, much like our neighbors and friends, have been taking precautions to ensure that we are still fulfilling our ethical and moral obligation to our clients, while also prioritizing the health, wellness and safety of our employees.

Until further notice, our offices will be closed to the public to encourage social distancing and to help prevent the spread of COVID-19. Our team is still hard at work, many from home, and you may still call, email, live chat or video conference us if you or a loved one is seeking legal assistance. As the first law firm to offer our clients secure online access to their case file more than a decade ago, we have always been believers in using technology to make life easier and information more accessible. In these present times it has been a smooth transition for us to continue to offer our clients the same seamless and thorough service that you deserve and are accustomed to.

This pandemic is unlike anything any of us have faced in our lifetimes, and while we can continue to emotionally support one another through it all, staying home and keeping your distance is vital to the health and wellness of our communities. It does not feel good to break routines, cancel events and retreat from our normal, day-to-day socializing, but let us remember that, in times of strife, prior generations were asked to go to war and we are simply being asked to stay home. Your isolation equals more lives saved, and more time for medical providers to prepare for the treatment of patients battling COVID-19.

When the dust settles, we will join together with a greater appreciation for our lives, local businesses, loved ones and health. Until then, we will continue to offer guidance from a safe distance.

Very truly yours,

Andrew G. Finkelstein and the staff of Jacoby & Meyers, LLP